The Haas Institute is pleased to announce the recent launch of a new book edited by Director john a. powell and Kirwan Institute Outreach Director Christy Rogers: Where Credit Is Due.

Where Credit Is Due

Edited by Director john a. powell and Kirwan Institute's Outreach Director Christy Rogers

While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.

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Christy Rogers is the outreach director at the Kirwan Institute for the Study of Race and Ethnicity at The Ohio State University. Rogers focuses on equitable neighborhood revitalization and housing policy issues, and has jointly authored many Institute reports, including “Communities of Opportunity: A Framework for a More Equitable and Sustainable Future for All.”

john a. powell is the director of the Haas Institute for a Fair and Inclusive Society.  Previously, powell directed the Kirwan Institute for the Study of Race and Ethnicity and founded and directed the Institute of Race and Poverty at the University of Minnesota. He has also served as director of legal services in Miami, Florida and was the national legal director of the American Civil Liberties Union.

Contributions by: Vanessa Carter; Gail Christopher; Rick Cohen; Jeffrey D. Dillman; Gary Dymski; Deyanira Del Rio; Ira Goldstein; Henry Korman; Jillian Olinger; Rhonda Ortiz; Manuel Pastor; Christopher L. Peterson; john a. powell; Christy Rogers; Thomas H. Stanton; Hannah Thomas; Dan Urevick-Ackelsberg and Mark A. Willis.